auto insurance Rockland ME Each year, more automobiles and drivers are on the highways. This could lead to an increased likelihood of a car accident. Car insurance can make the difference between a minor setback and a major hassle. How can you determine what type of insurance you require and where you should go to buy it? Insurance requirements will differ by state/province, but usually include the following: Liability: Personal injury and property damage that you have caused will be covered under liability insurance. It also covers your defense and court costs if you are sued. State laws usually mandate minimum amounts, but higher amounts can be purchased and are very beneficial. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you and other people in your car, no matter who was at fault in the crash. It is occasionally referred to as no-fault coverage. The minimum amount of this insurance is typically set by local government. Medical Payments: Medical payment coverage is available in non-no-fault states; it will pay despite who carries responsibility for a collision. This insurance will pay for an insured person?s reasonable and necessary medical and funeral expenses for bodily injury from an accident. Collision: Damages that occur from a car accident will be covered under this kind of insurance. Comprehensive: Applies if your vehicle is stolen or damaged by causes other than an accident, including fire, wind, hail, flood or vandalism. Uninsured Motorist: Pays for repair and replacement costs when someone with insurance is in an accident caused by another person who does not have insurance. Under-Insured Motorist: Just like uninsured motorist protection, this kind of insurance covers you from people driving without sufficient insurance protection. Emergency road service, car rental, and other types of coverage can also be purchased.
Source: http://teamaged.com/auto-insurance-rockland/
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